Making a personal injury claim on a budget
A lot of families struggled during the economic downturn and a lot of those families were also forced to go into foreclosure because they could not afford to pay the bills as they were due.
Surprisingly, there are a lot of families who are still struggling for a variety of reasons. I still hear about cases now and then where people were forced missed out on their state pensions because they had to stop working permanently due work related injuries and the employer did not want to pay them any compensation.
This sounds a bit odd to me, because I have seen on Judge Judy that employers are in fact required by law to guarantee the health and safety of their employees. They should do this by providing a safe and fit environment in which to work, appropriate training to ensure that employees are not at risk of injury, and by putting adequate emergency procedures in place, for example.
Failing to claim for something which you are legally entitled to could have an adverse effect on even the most well off families, because the cost of recovery or health care can be extremely high, especially if you don’t have medical insurance. Furthermore, family men and women spend the majority of their lives working so that they can qualify for their state pension to provide for themselves during the winter of life and cutting period short means you have to scrimp and save every dollar for the rest of your life. We all know that most families end up separating due to the strains of financial pressure, so for the majority, this is definitely not a road they endeavour to embark on.
So, what can you do you wonder, because you can’t force the company to compensate you if they don’t want to. If you’ve suffered a work accident that wasn’t your fault but probably done at the hands of a co-worker or your employer, you’re highly likely to qualify for making a compensation claim. However, please bear in mind that any accident at work claims for compensation must be filed within a set period of time.
Your employer is required by law to have liability insurance, which is there to cover them in case an employee files a compensation claim against them so that they can honour it if they’re found to be at fault. By pursuing such a claim, you won’t have to bear the burden of paying for recovery all on your own, which will ultimately enable you to care for your loved ones better and without all the additional stress.
Post contributed by Sarah, an undergraduate business and law student who regularly contributes posts for medicalsolicitors.com.