Happy Birthday to you, Happy Birthday to you, Happy Birthday dear Victoria, Happy Birthday to you! We Love you! Today is the birthday of our youngest niece. She lives in Georgia with her Dad, Mom & 2 little brothers. Wish we could see her in person to wish her a Happy Birthday, but for now […]


Happy 13th Birthday to our beautiful eldest niece, Madison Leigh Ertter. Boy oh boy its hard to believe that you are finally a teenager,even though you have been acting like one for quite some time! (ha ha) 13 years ago on this day we were blessed to have you become part of our family. You […]

First Snow in PA Dec. 2009

Dylan & Bryce just couldn’t wait to try out the fresh snow. We went to Dan’s Mom’s House after church, they borrowed gloves and hit the hill in their shoes & church clothes. Dylan didn’t have a hat or coat, but braved it anyway! When we got to our house they donned the proper snow […]

Catching UP!

Again its been way to long since I took the time to update this blog. I really would like to get better at keeping it up to date….maybe a New Year’s Resolution? We’ll see how it goes! More coming soon…. Copyright Money $aving Michele 2010 at Moneysavingmichele.com

Oct 21, 2008 – Oct 21, 2009 – Can’t believe its been a whole year!

In Loving Memory of Joseph D. Ertter – Who passed away Oct. 21, 2008 at the age of 37. “God is too wise to be mistaken, too good to be unkind. So when you don’t understand, when you can’t see His plan, when you can’t trace His hand…trust His heart.” I can’t believe that a […]