Now that my older children are over the age of 18, they get more mail than ever before. I am not sure if this is a good thing or a bad thing? 90 % of the mail is credit card offers. Credit card offers trying to entice young adults to join the ranks of millions suffering from credit card debt.
Besides debt, there are other ramifications from using a credit card. The online offers abound that ask you to register a credit card to your account. Identity theft is rapid and alive in the Internet world and beyond. Protecting your identity should be a top priority. Your identity can be stolen at any time and not just online. You may even want to consider some kind of identity theft protection .
You do have choices to avoid using a credit card linked to your personal information, that may help you prevent identity theft. Pre-paid debit cards can be an option. Pre-paid debit cards can be purchased in discount stores, drug stores, truck stops, convenience stores, really just about anywhere.
The pre-paid card works basically the same as any credit card. It has an expiration date, CSC Code and signature line. You can track your funds, have the safety of not sharing your personal information online and still having the convenience of credit card purchases. Most cards have a fee system, so be sure to check the details and purchase one that fits your needs.
Unfortunately, I know some people personall,y who have had to deal with some ugly identity theft situations. Believe it or not, one was my in-laws who have never used a credit card online and the other was a distant relative who had his wallet stolen. Identity theft can sneak up on you when you’re not looking. It’s never to late to check out companies like Identity Hawk that can provide comprehensive identity theft services. Being prepared, never hurt anyone!
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